The housing payment you already make — whether you rent an apartment near Fox Chase, live with family in Jenkintown, or split a place with classmates — can build on-time credit history reported to the major credit bureaus. Manor Partner Rate: $24.95 per semester. By commencement, up to two years of credit history already on your file.
The Federal Housing Finance Agency — the body that oversees Fannie Mae and Freddie Mac — issued a mandate requiring credit scoring models to recognize rent payment history. Translation: the monthly housing payment you're already making is finally being treated as the credit-worthy financial behavior it actually is.
In plain English: every on-time housing payment can now build a real credit history — the kind that decides whether you get approved for your first apartment after Manor, a phone plan in your own name, a car loan without a co-signer, and eventually a mortgage. But only if it's being reported.
That's what Rentaba does — for the rent and housing payments Manor students are already making today.
Rentaba connects to the housing payment you're already making and reports it as on-time credit activity — month after month.
Verify you're a Manor student, confirm your housing details, and pick a plan. Most students finish on their phone between classes at Basileiad Hall.
Whether you pay rent to a landlord, split a place with classmates, or contribute at home, we connect securely without touching how or when you pay.
Each on-time payment becomes a positive tradeline on your credit report. You'll see progress in the app and in your actual credit file.
The average college graduate has a FICO score 45–65 points lower than the national average — which shows up as higher rates on auto loans, rejected apartment applications, bigger deposits on utilities, and now, harder mortgage approvals. For Manor's first-generation students and commuters — often the first in their family building formal credit — that gap costs the most. Rentaba closes it while you're still at Manor.
Rentaba is designed to be a companion to the Basilian mission of service that Manor already lives out — through SOAR mentors, the CARES team, Financial Aid, and Student Affairs. It turns concepts like credit utilization, tradelines, and on-time history into something a Manor student can watch happen in their own life — using a housing payment they're already making. Fortitudo — Caritas.
Controls on how we store, access, and transmit your financial data (Type II audit in progress).
Registered data furnisher to Experian and TransUnion (Equifax in flight) — and only on-time payments.
Student data is handled in line with the standards Manor already requires.
The Federal Housing Finance Agency — the body that oversees Fannie Mae and Freddie Mac — issued a mandate requiring credit scoring models to count rent payment history. In plain English: the housing payments you're already making can now build the credit history that opens every door after Manor — apartments, phone plans in your own name, car loans without a co-signer, and eventually a mortgage. But only if they're being reported. That's what Rentaba does, automatically, every month.
Yes — this is exactly who Rentaba is built for. Manor is a 90% commuter campus. Whether you pay rent to a landlord in Jenkintown, split an apartment with classmates, or contribute to household costs at home, Rentaba can report that on-time housing payment as credit history. We work with your existing payment — you don't have to change how or when you pay.
The opposite. The biggest reason young adults — especially first-generation students — have low scores isn't bad credit, it's no credit. Rentaba reports only on-time payments, never missed or late ones. We add positive history to your file, which is exactly what scoring models reward.
No. Rentaba reports your housing payment as an on-time payment history — the same way a credit card would report an on-time payment. It does not add debt to your file.
Manor students pay the Manor Partner Rate: $24.95 per semester. Add up to 24 months of retroactive reporting at enrollment for $24.95 — a 50% discount off the standard $49.95 back-reporting fee. Cancel anytime — you keep the history you've already built. Manor pays $0.
Rentaba is an independent fintech building partnerships with universities. This page was created for students who heard about us through Manor channels — Blue Jay Central, SOAR, CARES, or Student Affairs. Any formal program partnership will be announced through the Dean of Student Affairs.
Rentaba reports the housing payments you're already making. Enroll once, and we'll back-report up to 24 months of eligible payments — meaning a Manor senior could walk across the commencement stage with two years of on-time credit history already on file.
We'll send a packet (brochure, FAQ, and curriculum-fit guide) for staff at Manor Student Affairs, SOAR, or Financial Aid.
university@rentaba.co →