Why Report Rent
Your rent is one of the biggest expenses you already pay. By reporting it, you turn those payments into a credit-building advantage that can raise your score, save you thousands, and open financial doors after graduation.
Your housing payments build your future.
Your rent is one of the biggest expenses you already pay. By reporting it, you turn those payments into a credit-building advantage that can raise your score, save you thousands, and open financial doors after graduation.
On-time rent reporting can boost your score by 60+ points, giving you an early head start on your financial future.
A higher credit score means lower interest rates. Saving you thousands on your first car loan, credit cards, or student loan refinancing.
Good credit helps you qualify for apartments without a cosigner and access better financial products after graduation.
Rentaba turns a routine expense into progress, no confusing fine print, just straightforward credit building.
Estimate your potential credit score increase and loan savings based on your rent payments.
Start Rentaba todayTurning rent into credit is simple. Just follow these steps and start building your score.
Create your Rentaba account and complete your account onboarding setup.
Your on-time rent/housing payment is securely reported to major credit bureaus.
Focus on your classes. We'll handle the groundwork for your future.
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In this dynamic realm, we present solutions crafted for financial web professionals, a fusion of technology and fiscal intelligence.
The average college graduate’s credit score is 650-670, considerably lower than the national average of 715. This isn't because students are irresponsible; it's because their on-time rent payments go unnoticed.
On-time rent payments are a massive, untapped opportunity for your financial well-being. Rentaba reports these payments to credit bureaus, transforming your routine obligation into the foundation of a strong credit profile.
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Your housing payments are already a major expense. For less than the cost of a cup of coffee a week, you can make them work for you, building the credit you need for a stronger financial future.
per user
per quarter
Try Rentaba one term at a time. Ideal for students testing the program before committing.
Low cost, High Return
Billed every 3 months
Full flexibility to pause between terms
per user
per semester
The academic-year rhythm. Reporting is aligned to fall and spring terms — no gaps to explain later.
Everything in our monthly plan plus...
Billed at the start of each semester
Auto-renews only if you're still enrolled
Save over 15%
per user
per year
One payment covers the whole academic year. Continuous reporting, plus premium extras.
Everything in our monthly plan plus...
Priority support
Priority disputes — 48-hour bureau turnaround
Price locked for 12 months
Everything you need to know about rent reporting, simplified and explained.
Rentaba is a platform that helps students turn their housing payments into a credit-building tool during their college years.
Rentaba provides universities with a university portal to manage their students, contribute to their financial success, and track KPIs supporting your school’s initiatives, such as, equity initiatives, institutional integrity, housing stability, sustainability, and campus impact. The university portal is completely free to universities
Yes, you can start building credit with Rentaba. You will need to upload your student ID after you sign up and complete onboarding.
Yes, Rentaba only reports your payment obligation, which allows you to start building credit. You need to provide all document proofs including housing agreement, grant or scholarship proof, and verifying your payment obligations.
Yes, actually, our mission is to help students build a better future while in college, and we are the pioneers who paved this path for on-campus student housing
A lease agreement is the same as your housing agreement if you live on campus. Typically, you can download it from your student hub or housing portal.
A billing statement from your university's financial office (Bursar, Student Financial Services, etc.)
- Log in to your student account portal. Find and download the most recent statement showing that your housing balance is paid.
- Contact your university's housing office or bursar's office. They can provide an official letter or document that confirms you are a resident in good standing and that your housing payments have been made.
No, you continue paying the same way. You just need to upload your current lease and connect your bank account to Rentaba. If you live on campus, you will also have to upload your student account statement as a supporting document.
No, you simply connect your bank account with Rentaba. We automatically verify them each time you make a payment and give you credit for them. Rentaba is an official partner of Plaid, a leading and secure financial platform, to safely connect your bank accounts. Your data is encrypted and will never be shared without your permission. Rentaba does not access your funds; we only see the payment data we need to report.
Rentaba is a trusted partner of TransUnion and Experian. We are actively working with Equifax, and very soon will start reporting to Equifax as well.
Rentaba reports to the credit bureaus each month. Some credit bureaus require 90 days of verified payments to ensure accuracy and data integrity. After three months, they will appear on your credit report.
Yes, when you complete your onboarding and connect your bank account to Rentaba, we verify all payments you have made on your current lease up to the last 24 months and make sure to give you credit for those payments
According to a 2021 TransUnion report, this can boost credit scores by over 60 points. With a higher credit score, you can save thousands of dollars on your first car loan. It can also help you qualify for better credit cards and even makes it easier for you to find an apartment.
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