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Turning rent into credit is simple. Just follow these steps and start building your score.
Create your Rentaba account and complete your account onboarding setup.
Your on-time rent/housing payment is securely reported to major credit bureaus.
We'll handle the groundwork for your future.
Your housing payments are already a major expense. For less than the cost of a cup of coffee a week, you can make them work for you, building the credit you need for a stronger financial future.
per user
per month
Pay-as-you-go credit building. Unlock your path to a better financial future!
Low cost, High Return
Start with a Boost: We retroactively report up to 24 months of past payments (Instant history).
Universal Reporting: We report to major credit bureaus (The ones landlords and banks actually check).
Inclusive: Works for Dorms, Apartments, and Sublets.
The "Payoff": A higher credit score can save you thousands on car loans, insurance, and deposits.
Credit score increase upwards of 60 points.
Credit building for international students. Integrate into the financial system from day one.
per user
per year
Save over 15%
Best value! Save money and commit to building your credit all year
Everything in our monthly plan plus...
Priority support
Monthly Educational Program
Share your story and get featured in front of millions
Most rent payments don’t show up on your credit report.
When they do, consistent payments can strengthen your credit profile.
On-time rent payments could help increase your score over time.
A stronger credit profile may help you qualify more easily.
Higher scores can mean lower interest and better terms.
Everything you need to know about rent reporting, simplified and explained.
Building your financial future shouldn't be expensive. Rentaba costs just $4.95 per month—literally less than a cup of coffee. For that price, we handle the verification, the reporting to the bureaus, and the monthly monitoring of your rent data.
Absolutely. Most people think credit is only built through debt, but your rent is likely your largest monthly expense. Rentaba reports your on-time payments to the major credit bureaus, turning your consistent history into a powerful credit-building asset. Most users see an impact on their credit report within 30 days of successful reporting.
You can do both! We can look back up to 24 months and report those "past" on-time payments instantly. This is the fastest way to add up to two years of perfect payment history to your credit file in a single go, which is especially helpful for "thin file" renters or students just starting their financial journey.
Security is our top priority. We use Plaid—the same gold standard used by apps like Venmo and American Express—to securely link your bank account. This ensures your data is encrypted and private. We never see your login credentials and only access the specific rent transaction data needed to verify your payments for the credit bureaus.
Our team is here to help — reach out anytime and get the answers you need.