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Trusted Partnerships and Industry Standards

See How Rent Reporting Can Boost Your Credit Score

Estimate your potential credit score increase and loan savings based on your rent payments.

Start Rentaba today

Your housing payments are already a major expense. For less than the cost of a cup of coffee a week, you can make them work for you, building the credit you need for a stronger financial future.

Monthly plan

$4.95

per user

per month

Pay-as-you-go credit building. Unlock your path to a better financial future!

Highlights

Low cost, High Return

Start with a Boost: We retroactively report up to 24 months of past payments (Instant history).

Universal Reporting: We report to major credit bureaus (The ones landlords and banks actually check).

Inclusive: Works for Dorms, Apartments, and Sublets.

The "Payoff": A higher credit score can save you thousands on car loans, insurance, and deposits.

Credit score increase upwards of 60 points.

Credit building for international students. Integrate into the financial system from day one.

Yearly plan

$49.95

per user

per year

Save over 15%

Best value! Save money and commit to building your credit all year

Features

Everything in our monthly plan plus...

Priority support

Monthly Educational Program

Share your story and get featured in front of millions

For Renters & Professionals

  • Private Landlords: Your landlord doesn’t report to credit bureaus? We do. We verify payments directly from your bank account.
  • Road to Homeownership: A higher credit score means lower mortgage rates. Use your rent history to help you eventually buy a home.
  • New to the U.S.: The fastest, safest way for immigrants and new residents to build credit using expenses they are already paying.
CLAIM MY CREDIT BOOST

Future Apartments

Landlords require a credit score to sign a lease

Lower Rates

Save money on car loans and insurance

Financial Credibility

Easier approvals and lower deposits for banks and utilities.

Jobs

Many employers check credit history during hiring

Credit Building on Autopilot. 3 Simple Steps.
100% Secure.

Turning rent into credit is simple. Just follow these steps and start building your score.

CLAIM MY CREDIT BOOST
1
Connect Securely
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2
We Verify Automatically
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3
Watch Your Score Grow
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Why Your Credit Score Matters in 2026

Apartment Approvals

Landlords check credit. A strong history means you get the apartment you want, not just the one that accepts you.

Lower Interest Rates

Buying a car? A better score can save you thousands in interest payments.

Better Credit Cards

Qualify for cards with better rewards, cash back, and higher limits.

Employment Checks

Many employers now check credit history as part of the hiring process.

Meet Daniel

Meet Daniel, an international student from Brazil and a rising sophomore at NYU. He didn't want to rely on a co-signer or have his monthly housing payments just disappear. He knew he needed a strategy to make his money work for him.
The breakthrough? Rentaba.
In this quick video, Daniel shares exactly how joining Rentaba just a few months ago helped him:

- Score an apartment in NYC. (The ultimate student win!)
- Turn his housing costs into a powerful asset.
- Gain control over his financial future in America.

Stop letting your rent go invisible.
Watch Daniel’s story and see how you can start building your credit foundation today, just by doing what you already do

Meet Leo

Meet Leo, a sophomore who figured out how to do both at the same time. He knew that waiting until graduation to worry about his credit was a recipe for stress. By joining Rentaba just this year, he achieved two huge wins:

- Secured his off-campus apartment for next semester, no last-minute scramble.
- Guaranteed his financial head start, so he can graduate with a strong credit foundation already established.

Stop worrying about credit later. Start building it now. Watch Leo’s video to see how Rentaba turns your housing payments into future opportunities while you focus on your degree.

Meet Brian

Meet Brian, a senior at the University of Illinois who didn't leave his post-grad move to chance. By using Rentaba, he turned his housing payments into a solid credit history.
In this video, Brian reveals how Rentaba gave him a massive advantage:

- First-Job Ready: He successfully navigated Chicago's competitive rental market.
- Approved for his "dream place," near his new job, without the stress of a co-signer.
- Ultimate Confidence: He graduated with a strong financial foundation already built.

Stop worrying about the move and start planning your furniture. Watch Brian's story and see how you can use your final years of college to build the credit that unlocks your future.

Meet Dylan

Meet Dylan, a sophomore who is dominating his second co-op and, thanks to Rentaba, is already building a solid credit history. He realized his housing payment, his biggest monthly expense, was his most overlooked asset.In this video, Dylan shares how Rentaba gave him an immediate advantage:

- Expense to Asset: He turned a monthly cost into his biggest credit-building tool.
- Real Results: He saw a big improvement in his credit score within months of joining.
- Future-Proof: He's setting himself up to get approved for his dream car or dream apartment the moment he graduates.

Stop waiting for graduation to start building your future. Watch Dylan's story and see how you can start maximizing your housing payments today.

Meet Christian

Meet Christian, a senior at Temple who knows all about being "on the move." When his car unexpectedly needed replacing, he wasn't sure what the dealership would say.
Thanks to the credit he steadily built with Rentaba this year, Christian was able to skip the stress and the compromise.

In this video, Christian reveals how Rentaba gave him the power of choice:

- Crisis Control: He navigated a high-stress emergency with financial confidence.
- Dream Drive: He got approved for the car he really wanted, not just the car he had to settle for.
- Smart Preparation: His smart move paid off when he needed it most.

Stop settling for less when life throws a curveball. Watch Christian's story and see how building credit today gives you control over your future choices.

Meet Daniel

Meet Daniel, an international student from Brazil and a rising sophomore at NYU. He didn't want to rely on a co-signer or have his monthly housing payments just disappear. He knew he needed a strategy to make his money work for him.
The breakthrough? Rentaba.
In this quick video, Daniel shares exactly how joining Rentaba just a few months ago helped him:

- Score an apartment in NYC. (The ultimate student win!)
- Turn his housing costs into a powerful asset.
- Gain control over his financial future in America.

Stop letting your rent go invisible.
Watch Daniel’s story and see how you can start building your credit foundation today, just by doing what you already do

Meet Leo

Meet Leo, a sophomore who figured out how to do both at the same time. He knew that waiting until graduation to worry about his credit was a recipe for stress. By joining Rentaba just this year, he achieved two huge wins:

- Secured his off-campus apartment for next semester, no last-minute scramble.
- Guaranteed his financial head start, so he can graduate with a strong credit foundation already established.

Stop worrying about credit later. Start building it now. Watch Leo’s video to see how Rentaba turns your housing payments into future opportunities while you focus on your degree.

Meet Brian

Meet Brian, a senior at the University of Illinois who didn't leave his post-grad move to chance. By using Rentaba, he turned his housing payments into a solid credit history.
In this video, Brian reveals how Rentaba gave him a massive advantage:

- First-Job Ready: He successfully navigated Chicago's competitive rental market.
- Approved for his "dream place," near his new job, without the stress of a co-signer.
- Ultimate Confidence: He graduated with a strong financial foundation already built.

Stop worrying about the move and start planning your furniture. Watch Brian's story and see how you can use your final years of college to build the credit that unlocks your future.

Meet Dylan

Meet Dylan, a sophomore who is dominating his second co-op and, thanks to Rentaba, is already building a solid credit history. He realized his housing payment, his biggest monthly expense, was his most overlooked asset.In this video, Dylan shares how Rentaba gave him an immediate advantage:

- Expense to Asset: He turned a monthly cost into his biggest credit-building tool.
- Real Results: He saw a big improvement in his credit score within months of joining.
- Future-Proof: He's setting himself up to get approved for his dream car or dream apartment the moment he graduates.

Stop waiting for graduation to start building your future. Watch Dylan's story and see how you can start maximizing your housing payments today.confidence to take her next steps with ease.

Meet Christian

Meet Christian, a senior at Temple who knows all about being "on the move." When his car unexpectedly needed replacing, he wasn't sure what the dealership would say.
Thanks to the credit he steadily built with Rentaba this year, Christian was able to skip the stress and the compromise.

In this video, Christian reveals how Rentaba gave him the power of choice:

- Crisis Control: He navigated a high-stress emergency with financial confidence.
- Dream Drive: He got approved for the car he really wanted, not just the car he had to settle for.
- Smart Preparation: His smart move paid off when he needed it most.

Stop settling for less when life throws a curveball. Watch Christian's story and see how building credit today gives you control over your future choices.

See What the Buzz is All About

Priya S

NYU

This is what financial inclusion should look like. I didn’t need to take out a loan or get a credit card. I just needed to pay rent on time.

testimonial star

Emily C

Drexel University

I’m graduating this year and moving to NYC. Rentaba made me feel confident applying for apartments without stress.

testimonial star

Jamie L

University of Michigan

As someone who just moved off-campus, Rentaba gave me peace of mind. I didn’t even know rent could count toward my credit. Now I feel like I’m building toward something real.

testimonial star

Ananya R

Graduate Student at UCLA

As an international student from India, I had no credit and no Social Security Number. Rentaba gave me a real way to start building credit in the U.S. early—and now my rental history is actually mine. I wish I had this my first year.

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Trusted Partnerships and Industry Standards

Frequently Asked Questions

Everything you need to know about rent reporting, simplified and explained.

Does my landlord need to sign up for this to work?
Does Rentaba work for private landlords?
Which credit bureaus do you report to?
Can I get credit for rent I’ve already paid in the past?
How long does it take to see an impact on my credit score?
I am an international student/resident. Can I use Rentaba without an SSN?
Can I use Rentaba if I don’t have a credit score yet?
Is linking my bank account safe?
Can I cancel my subscription at any time?

Still have questions?

Our team is here to help — reach out anytime and get the answers you need.