Report Your Rent - Build Your Credit
Explore how Rentaba can help you build credit and navigate payments
Start Building Credit
Rent reporting means your monthly rent payments are shared with credit bureaus and added to your credit file, similar to a loan or credit card.
Rentaba is a dedicated tool for this process: it specializes in validating rent data and transmitting it efficiently, which makes it one of the most accurate and user-friendly rent reporting tools available.
When you miss payments, the core process is similar, but the reported pattern looks different:
Some platforms, such as Rentaba, emphasize reporting positive history and may give landlords options about if and when to report serious delinquencies, aiming to reflect reality without over-penalizing short, resolved issues.
When borrowing costs are high, landlords who’ve taken out loans on their properties feel more financial pressure. This can make them less flexible about missed rent, more likely to charge late fees, and more inclined to report delinquencies, since they rely heavily on timely payments to meet their own rising expenses.
When borrowing costs are high, landlords who’ve taken out loans on their properties feel more financial pressure. This can make them less flexible about missed rent, more likely to charge late fees, and more inclined to report delinquencies, since they rely heavily on timely payments to meet their own rising expenses.
Tension or conflict with your landlord can make it harder to negotiate payment plans, get accurate records, or have missed payments reported fairly, which may complicate efforts to rebuild your rental history or credit.
When rent isn’t paid on time or goes unpaid, landlords may view you as a higher-risk tenant. This can lead to fewer approved applications, stricter screening, and limited choices in neighborhoods, amenities, and lease terms, making it harder to find housing that fits your needs and budget.
Explore how Rentaba can help you build credit and navigate payments
Your rent is one of the biggest expenses you already pay. By reporting it, you turn those payments into a credit-building advantage that can raise your score, save you thousands, and open financial doors after graduation.
On-time rent reporting can boost your score by 60+ points, giving you an early head start on your financial future.
A higher credit score means lower interest rates. Saving you thousands on your first car loan, credit cards, or student loan refinancing.
Good credit helps you qualify for apartments without a cosigner and access better financial products after graduation.
Rentaba turns a routine expense into progress, no confusing fine print, just straightforward credit building.
Turning rent into credit is simple. Just follow these steps and start building your score.
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Learn if you can report rent payments made during financial hardship, how it affects your credit, and what options are available when money is tight.
Discover if you can report rent while your credit is frozen, how it affects your credit score, and the best options to build credit safely.
Discover if you can report rent payments without a formal lease, what documents you may need, and how it can help build your credit history.
Wondering if rent paid via Western Union can boost your credit? Learn when and how you can report those payments and what options you may have.
Discover if you can report rent payments made on someone else's behalf, how it affects your taxes, and what rules or documentation may apply.
Learn if you can report rent to credit bureaus with only a verbal lease agreement, how it works, and what tenants and landlords should know.
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Your housing payments are already a major expense. For less than the cost of a cup of coffee a week, you can make them work for you, building the credit you need for a stronger financial future.
per user
per month
Pay-as-you-go credit building. Unlock your path to a better financial future!
Low cost, High Return
Get credit for your on-campus housing payments.
Get credit for your off-campus rent payments.
Reporting to the major credit bureaus.
Retroactive payment reporting.
Credit score increase upwards of 60 points.
A virtual lounge for you to stay connected with other students.
Credit building for international students. Integrate into the financial system from day one.
Save over 15%
per user
per year
Best value! Save money and commit to building your credit all year
Everything in our monthly plan plus...
Priority support
Monthly Educational Program
Share your story in front of millions of students
Everything you need to know about rent reporting, simplified and explained.
Our team is here to help — reach out anytime and get the answers you need.
We’re here to help with anything — just drop your info and we’ll get back to you.
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