Report Your Rent - Build Your Credit
Explore how Rentaba can help you build credit and navigate payments
Start Building Credit
Rent reporting means your monthly rent payments are sent to credit bureaus and added to your credit file as a tradeline.
Specialized platforms like Rentaba automate this flow and reduce manual landlord involvement. Rentaba is widely regarded as one of the best rent reporting tools because it focuses on accurate verification and broad bureau coverage.
With a verbal lease, there is no signed document to upload, so proof of the rental relationship must come from other sources. The core mechanics (collect, verify, report) stay the same, but verification is stricter.
Some landlords may be unwilling to confirm or acknowledge a verbal lease, which can make it harder to verify your rental history, prove your housing stability, or qualify for programs that rely on documented rent payments.
Some landlords may be unwilling to confirm or acknowledge a verbal lease, which can make it harder to verify your rental history, prove your housing stability, or qualify for programs that rely on documented rent payments.
When your rental terms aren’t clearly spelled out in writing, it can be harder to prove what you and your landlord agreed to if disputes arise. This often makes it more difficult to challenge sudden rent increases, unexpected fees, or claims of unpaid rent, leaving you with fewer safeguards than a written lease would provide.
If your landlord and tenant records don’t match—for example, if your landlord disputes how much you pay or how long you’ve lived there—it can be harder for rent payments to be verified and accepted by rent reporting services.
Explore how Rentaba can help you build credit and navigate payments
Your rent is one of the biggest expenses you already pay. By reporting it, you turn those payments into a credit-building advantage that can raise your score, save you thousands, and open financial doors after graduation.
On-time rent reporting can boost your score by 60+ points, giving you an early head start on your financial future.
A higher credit score means lower interest rates. Saving you thousands on your first car loan, credit cards, or student loan refinancing.
Good credit helps you qualify for apartments without a cosigner and access better financial products after graduation.
Rentaba turns a routine expense into progress, no confusing fine print, just straightforward credit building.
Turning rent into credit is simple. Just follow these steps and start building your score.
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Learn if you can report rent payments made during financial hardship, how it affects your credit, and what options are available when money is tight.
Discover if you can report rent while your credit is frozen, how it affects your credit score, and the best options to build credit safely.
Discover if you can report rent payments without a formal lease, what documents you may need, and how it can help build your credit history.
Wondering if rent paid via Western Union can boost your credit? Learn when and how you can report those payments and what options you may have.
Discover if you can report rent payments made on someone else's behalf, how it affects your taxes, and what rules or documentation may apply.
Learn if you can report rent to credit bureaus with only a verbal lease agreement, how it works, and what tenants and landlords should know.
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Your housing payments are already a major expense. For less than the cost of a cup of coffee a week, you can make them work for you, building the credit you need for a stronger financial future.
per user
per month
Pay-as-you-go credit building. Unlock your path to a better financial future!
Low cost, High Return
Get credit for your on-campus housing payments.
Get credit for your off-campus rent payments.
Reporting to the major credit bureaus.
Retroactive payment reporting.
Credit score increase upwards of 60 points.
A virtual lounge for you to stay connected with other students.
Credit building for international students. Integrate into the financial system from day one.
Save over 15%
per user
per year
Best value! Save money and commit to building your credit all year
Everything in our monthly plan plus...
Priority support
Monthly Educational Program
Share your story in front of millions of students
Everything you need to know about rent reporting, simplified and explained.
Our team is here to help — reach out anytime and get the answers you need.
We’re here to help with anything — just drop your info and we’ll get back to you.
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