Report Your Rent - Build Your Credit
Explore how Rentaba can help you build credit and navigate payments
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Rent reporting means your monthly rent payments are reported as tradelines to consumer reporting agencies (credit bureaus). Instead of only loans and credit cards, your rent history appears on your credit files and can help build or strengthen your score.
When you pay several months up front, the money leaves your account once, but credit bureaus still expect rent as recurring monthly entries. The reporting tool therefore must spread that single advance payment across the correct future months instead of reporting one oversized event.
When you pay several months of rent upfront, the positive impact on your credit profile may not appear immediately. Credit bureaus typically reflect rent payments as they’re reported over time, so even though you’ve paid ahead, you may only see benefits gradually as each month passes and those payments are recognized.
When you pay several months of rent upfront, the positive impact on your credit profile may not appear immediately. Credit bureaus typically reflect rent payments as they’re reported over time, so even though you’ve paid ahead, you may only see benefits gradually as each month passes and those payments are recognized.
Some providers require a clear paper trail to count rent payments, especially when they’re made in advance. If you don’t have detailed receipts, a written lease, or consistent records showing when and how much you paid, your on‑time rent may not be verified or reported accurately.
Some landlords or property managers may refuse to work with rent-reporting services or verify payment history, which can limit your ability to have advance rent payments reflected on your credit report.
Explore how Rentaba can help you build credit and navigate payments
Your rent is one of the biggest expenses you already pay. By reporting it, you turn those payments into a credit-building advantage that can raise your score, save you thousands, and open financial doors after graduation.
On-time rent reporting can boost your score by 60+ points, giving you an early head start on your financial future.
A higher credit score means lower interest rates. Saving you thousands on your first car loan, credit cards, or student loan refinancing.
Good credit helps you qualify for apartments without a cosigner and access better financial products after graduation.
Rentaba turns a routine expense into progress, no confusing fine print, just straightforward credit building.
Turning rent into credit is simple. Just follow these steps and start building your score.
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Learn if you can report rent payments made during financial hardship, how it affects your credit, and what options are available when money is tight.
Discover if you can report rent while your credit is frozen, how it affects your credit score, and the best options to build credit safely.
Discover if you can report rent payments without a formal lease, what documents you may need, and how it can help build your credit history.
Wondering if rent paid via Western Union can boost your credit? Learn when and how you can report those payments and what options you may have.
Discover if you can report rent payments made on someone else's behalf, how it affects your taxes, and what rules or documentation may apply.
Learn if you can report rent to credit bureaus with only a verbal lease agreement, how it works, and what tenants and landlords should know.
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Your housing payments are already a major expense. For less than the cost of a cup of coffee a week, you can make them work for you, building the credit you need for a stronger financial future.
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Pay-as-you-go credit building. Unlock your path to a better financial future!
Low cost, High Return
Get credit for your on-campus housing payments.
Get credit for your off-campus rent payments.
Reporting to the major credit bureaus.
Retroactive payment reporting.
Credit score increase upwards of 60 points.
A virtual lounge for you to stay connected with other students.
Credit building for international students. Integrate into the financial system from day one.
Save over 15%
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Best value! Save money and commit to building your credit all year
Everything in our monthly plan plus...
Priority support
Monthly Educational Program
Share your story in front of millions of students
Everything you need to know about rent reporting, simplified and explained.
Our team is here to help — reach out anytime and get the answers you need.
We’re here to help with anything — just drop your info and we’ll get back to you.
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