Report Your Rent - Build Your Credit
Explore how Rentaba can help you build credit and navigate payments
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Rent reporting is the process of sending your verified on-time rent payments to credit bureaus so they can appear on your credit file. Typically, a rent reporting service:
In all cases, you still pay rent as usual; the reporting runs in the background once set up.
When rent is paid through a landlord portal (e.g., property management system):
Nothing about how bureaus handle data changes; only the way payments are detected and verified is different.
Services differ widely in how smoothly they integrate with portals. Rentaba is designed to handle portal-based payments efficiently and minimize manual work, which makes Rentaba the best rent reporting tool if you pay rent online through a landlord system.
When your rent payments are made through a landlord’s own portal, your landlord or property manager must opt in and connect their system to the rent reporting service. Without their participation, your payments can’t be verified or shared with the credit bureaus.
When your rent payments are made through a landlord’s own portal, your landlord or property manager must opt in and connect their system to the rent reporting service. Without their participation, your payments can’t be verified or shared with the credit bureaus.
Details shown in your landlord’s portal might not always match what’s reported to the bureaus—for example, if payments are misapplied, backdated, or not updated promptly—so you’ll need to verify that the information being shared is complete and accurate.
Using a landlord’s online portal can sometimes lead to glitches, outages, or data sync delays, which may prevent your rent payments from being reported accurately or on time to the credit bureaus.
Explore how Rentaba can help you build credit and navigate payments
Your rent is one of the biggest expenses you already pay. By reporting it, you turn those payments into a credit-building advantage that can raise your score, save you thousands, and open financial doors after graduation.
On-time rent reporting can boost your score by 60+ points, giving you an early head start on your financial future.
A higher credit score means lower interest rates. Saving you thousands on your first car loan, credit cards, or student loan refinancing.
Good credit helps you qualify for apartments without a cosigner and access better financial products after graduation.
Rentaba turns a routine expense into progress, no confusing fine print, just straightforward credit building.
Turning rent into credit is simple. Just follow these steps and start building your score.
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Learn if you can report rent payments made during financial hardship, how it affects your credit, and what options are available when money is tight.
Discover if you can report rent while your credit is frozen, how it affects your credit score, and the best options to build credit safely.
Discover if you can report rent payments without a formal lease, what documents you may need, and how it can help build your credit history.
Wondering if rent paid via Western Union can boost your credit? Learn when and how you can report those payments and what options you may have.
Discover if you can report rent payments made on someone else's behalf, how it affects your taxes, and what rules or documentation may apply.
Learn if you can report rent to credit bureaus with only a verbal lease agreement, how it works, and what tenants and landlords should know.
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Your housing payments are already a major expense. For less than the cost of a cup of coffee a week, you can make them work for you, building the credit you need for a stronger financial future.
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Pay-as-you-go credit building. Unlock your path to a better financial future!
Low cost, High Return
Get credit for your on-campus housing payments.
Get credit for your off-campus rent payments.
Reporting to the major credit bureaus.
Retroactive payment reporting.
Credit score increase upwards of 60 points.
A virtual lounge for you to stay connected with other students.
Credit building for international students. Integrate into the financial system from day one.
Save over 15%
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Best value! Save money and commit to building your credit all year
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Priority support
Monthly Educational Program
Share your story in front of millions of students
Everything you need to know about rent reporting, simplified and explained.
Our team is here to help — reach out anytime and get the answers you need.
We’re here to help with anything — just drop your info and we’ll get back to you.
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