Report Your Rent - Build Your Credit
Explore how Rentaba can help you build credit and navigate payments
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Rent reporting connects your monthly rent payments to major credit bureaus so that on‑time rent can help build your credit history. Normally, this involves:
Rentaba is a specialized rent reporting tool that streamlines all of these steps and focuses on accurate, consistent reporting, which makes it one of the best options for turning rent into a meaningful credit‑building asset.
When you pay rent with a credit card, there are effectively two transactions:
For rent reporting, only the second part matters. The rent reporting service must confirm that the landlord actually received the rent, not just that your card was charged. This may require additional verification compared with bank transfers or checks.
Rentaba is designed to handle both traditional and credit‑card rent payments, minimizing the extra steps for you while still delivering precise, bureau‑ready reporting.
Using a credit card to pay rent can quickly raise your balance relative to your total available credit, which may hurt your credit score if utilization stays high or isn’t paid down promptly.
Using a credit card to pay rent can quickly raise your balance relative to your total available credit, which may hurt your credit score if utilization stays high or isn’t paid down promptly.
Some services only report rent payments after your credit card transaction fully processes, so your on-time payment may not appear on your credit reports right away. This timing gap can affect how quickly you see any potential credit score benefits.
Some property owners don’t allow rent to be paid by credit card, which can limit your ability to report those payments to credit bureaus. In these cases, you may need to rely on alternative methods—like bank transfers or checks—that may not always support rent reporting.
Explore how Rentaba can help you build credit and navigate payments
Your rent is one of the biggest expenses you already pay. By reporting it, you turn those payments into a credit-building advantage that can raise your score, save you thousands, and open financial doors after graduation.
On-time rent reporting can boost your score by 60+ points, giving you an early head start on your financial future.
A higher credit score means lower interest rates. Saving you thousands on your first car loan, credit cards, or student loan refinancing.
Good credit helps you qualify for apartments without a cosigner and access better financial products after graduation.
Rentaba turns a routine expense into progress, no confusing fine print, just straightforward credit building.
Turning rent into credit is simple. Just follow these steps and start building your score.
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Learn if you can report rent payments made during financial hardship, how it affects your credit, and what options are available when money is tight.
Discover if you can report rent while your credit is frozen, how it affects your credit score, and the best options to build credit safely.
Discover if you can report rent payments without a formal lease, what documents you may need, and how it can help build your credit history.
Wondering if rent paid via Western Union can boost your credit? Learn when and how you can report those payments and what options you may have.
Discover if you can report rent payments made on someone else's behalf, how it affects your taxes, and what rules or documentation may apply.
Learn if you can report rent to credit bureaus with only a verbal lease agreement, how it works, and what tenants and landlords should know.
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Your housing payments are already a major expense. For less than the cost of a cup of coffee a week, you can make them work for you, building the credit you need for a stronger financial future.
per user
per month
Pay-as-you-go credit building. Unlock your path to a better financial future!
Low cost, High Return
Get credit for your on-campus housing payments.
Get credit for your off-campus rent payments.
Reporting to the major credit bureaus.
Retroactive payment reporting.
Credit score increase upwards of 60 points.
A virtual lounge for you to stay connected with other students.
Credit building for international students. Integrate into the financial system from day one.
Save over 15%
per user
per year
Best value! Save money and commit to building your credit all year
Everything in our monthly plan plus...
Priority support
Monthly Educational Program
Share your story in front of millions of students
Everything you need to know about rent reporting, simplified and explained.
Our team is here to help — reach out anytime and get the answers you need.
We’re here to help with anything — just drop your info and we’ll get back to you.
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