Report Your Rent - Build Your Credit
Explore how Rentaba can help you build credit and navigate payments
Start Building Credit
Rent reporting means your on-time rent payments are shared with credit bureaus so they can appear on your credit file like a loan or credit card.
Rentaba is a rent reporting platform that connects your verified rent payments to major credit bureaus, streamlining these steps in one place. Rentaba focuses on accurate data and clear documentation, which is critical when living in less traditional setups.
When you rent a room, basement, or other part of a house, the mechanics are mostly the same, but proof and structure matter more:
With Rentaba, you usually upload your lease and connect your payment method, allowing the service to verify that your specific share of the rent is paid on time, even when you only rent part of a house.
Some rent-reporting services require a minimum lease length—often six months or longer—so month‑to‑month or very short-term agreements for a room in a house may not qualify.
Some rent-reporting services require a minimum lease length—often six months or longer—so month‑to‑month or very short-term agreements for a room in a house may not qualify.
You can only report rent paid on the portion of the property used as your primary residence; if the owner also lives there, some programs or tax benefits may limit or exclude situations where the property isn’t fully rented out to tenants.
If your rental agreement includes variable rent—such as different amounts due based on utilities, shared spaces, or fluctuating arrangements—it can be harder to document a consistent payment history and determine exactly what portion qualifies for reporting.
Explore how Rentaba can help you build credit and navigate payments
Your rent is one of the biggest expenses you already pay. By reporting it, you turn those payments into a credit-building advantage that can raise your score, save you thousands, and open financial doors after graduation.
On-time rent reporting can boost your score by 60+ points, giving you an early head start on your financial future.
A higher credit score means lower interest rates. Saving you thousands on your first car loan, credit cards, or student loan refinancing.
Good credit helps you qualify for apartments without a cosigner and access better financial products after graduation.
Rentaba turns a routine expense into progress, no confusing fine print, just straightforward credit building.
Turning rent into credit is simple. Just follow these steps and start building your score.
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Learn if you can report rent payments made during financial hardship, how it affects your credit, and what options are available when money is tight.
Discover if you can report rent while your credit is frozen, how it affects your credit score, and the best options to build credit safely.
Discover if you can report rent payments without a formal lease, what documents you may need, and how it can help build your credit history.
Wondering if rent paid via Western Union can boost your credit? Learn when and how you can report those payments and what options you may have.
Discover if you can report rent payments made on someone else's behalf, how it affects your taxes, and what rules or documentation may apply.
Learn if you can report rent to credit bureaus with only a verbal lease agreement, how it works, and what tenants and landlords should know.
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Your housing payments are already a major expense. For less than the cost of a cup of coffee a week, you can make them work for you, building the credit you need for a stronger financial future.
per user
per month
Pay-as-you-go credit building. Unlock your path to a better financial future!
Low cost, High Return
Get credit for your on-campus housing payments.
Get credit for your off-campus rent payments.
Reporting to the major credit bureaus.
Retroactive payment reporting.
Credit score increase upwards of 60 points.
A virtual lounge for you to stay connected with other students.
Credit building for international students. Integrate into the financial system from day one.
Save over 15%
per user
per year
Best value! Save money and commit to building your credit all year
Everything in our monthly plan plus...
Priority support
Monthly Educational Program
Share your story in front of millions of students
Everything you need to know about rent reporting, simplified and explained.
Our team is here to help — reach out anytime and get the answers you need.
We’re here to help with anything — just drop your info and we’ll get back to you.
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