Report Your Rent - Build Your Credit
Explore how Rentaba can help you build credit and navigate payments
Start Building Credit
Rent reporting means your on-time rent payments are sent to credit bureaus and added to your credit file. It does not change your lease or rent amount; it only affects how your payment history appears in your credit reports.
Rentaba is a rent reporting tool that focuses on accurate verification and broad bureau coverage, making it one of the best options for turning rent into credit history.
With housing assistance (for example Section 8 or local subsidies), your total rent may be split between you and a housing agency. Only the part you actually pay from your own funds is usually eligible for reporting.
Tools like Rentaba are designed to handle these scenarios by clearly separating your payment from the assistance portion, so your credit report reflects your real payment behavior as accurately as possible.
This service may not be available in all areas or for every type of housing assistance program, which means some renters might not be able to have their payments reported at this time.
This service may not be available in all areas or for every type of housing assistance program, which means some renters might not be able to have their payments reported at this time.
Using housing assistance often means sharing sensitive personal and financial information with multiple parties. Tenants may worry about how their data—such as income details, rental history, or assistance status—is stored, who can access it, and whether reporting rent could expose them to unwanted scrutiny or identity risks.
You’ll only be able to report rent that your landlord confirms and cooperates with—if they don’t respond, won’t verify payments, or refuse to work with the reporting service, your rent may not be reported.
Explore how Rentaba can help you build credit and navigate payments
Your rent is one of the biggest expenses you already pay. By reporting it, you turn those payments into a credit-building advantage that can raise your score, save you thousands, and open financial doors after graduation.
On-time rent reporting can boost your score by 60+ points, giving you an early head start on your financial future.
A higher credit score means lower interest rates. Saving you thousands on your first car loan, credit cards, or student loan refinancing.
Good credit helps you qualify for apartments without a cosigner and access better financial products after graduation.
Rentaba turns a routine expense into progress, no confusing fine print, just straightforward credit building.
Turning rent into credit is simple. Just follow these steps and start building your score.
.png)
Learn if you can report rent payments made during financial hardship, how it affects your credit, and what options are available when money is tight.
Discover if you can report rent while your credit is frozen, how it affects your credit score, and the best options to build credit safely.
Discover if you can report rent payments without a formal lease, what documents you may need, and how it can help build your credit history.
Wondering if rent paid via Western Union can boost your credit? Learn when and how you can report those payments and what options you may have.
Discover if you can report rent payments made on someone else's behalf, how it affects your taxes, and what rules or documentation may apply.
Learn if you can report rent to credit bureaus with only a verbal lease agreement, how it works, and what tenants and landlords should know.
.png)
.png)
.png)
.png)
.png)
Your housing payments are already a major expense. For less than the cost of a cup of coffee a week, you can make them work for you, building the credit you need for a stronger financial future.
per user
per month
Pay-as-you-go credit building. Unlock your path to a better financial future!
Low cost, High Return
Get credit for your on-campus housing payments.
Get credit for your off-campus rent payments.
Reporting to the major credit bureaus.
Retroactive payment reporting.
Credit score increase upwards of 60 points.
A virtual lounge for you to stay connected with other students.
Credit building for international students. Integrate into the financial system from day one.
Save over 15%
per user
per year
Best value! Save money and commit to building your credit all year
Everything in our monthly plan plus...
Priority support
Monthly Educational Program
Share your story in front of millions of students
Everything you need to know about rent reporting, simplified and explained.
Our team is here to help — reach out anytime and get the answers you need.
We’re here to help with anything — just drop your info and we’ll get back to you.
.svg)
