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Can international students set up utilities without US credit

Yes, international students can set up utilities without US credit, but most companies will ask for a refundable deposit, proof of identity, and a local address. It is usually straightforward as long as the student has their passport and sometimes their I‑20/DS‑2019 or visa.

 

What to expect when setting up utilities

 

Utility companies (electricity, gas, internet, water) check credit mainly to see if you have a payment history in the US. International students usually have none, so the company protects itself by asking for a deposit. A deposit is money you pay upfront that can be refunded after 12 months of on‑time payments or when you close the account.

  • Typical deposit range: 50–200 USD for electricity or gas, sometimes higher in large cities.
  • Documents usually accepted: passport, I‑20/DS‑2019, visa, lease agreement, and US phone number if you have one.
  • Water service: in many cities it is activated by the landlord or building management, so students often do not set this up themselves.
  • Internet providers: often require no credit check or a small deposit; activation is usually the easiest utility to set up.

 

Important details students should know

 

  • Deposits are normal for newcomers: companies are not rejecting you; they simply lack your payment history.
  • Deposit refunds: usually automatic after a full year of on‑time bills. If you move out, the refund comes as a check or account credit.
  • Prepaid options: some electricity companies offer prepaid plans where you pay in advance and avoid a deposit completely.
  • Social Security Number: not required for most utility accounts. When requested, you can say you do not have one.
  • Risk of delays: in busy seasons companies may take several days to activate service, so students should schedule utility setup shortly before arrival.

 

Practical steps that usually work smoothly

 

  • Check your lease to see which utilities you must set up yourself.
  • Call the utility company’s “new service” line; they are used to international students.
  • Have your passport, lease start date, and address ready.
  • Expect to pay a small deposit and possibly a one-time activation fee.

With these steps, international students almost always succeed in setting up utilities even without US credit.

New to the US? Your rent can help build credit

See how Rentaba uses rent payments to support early credit building.

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Frequently Asked Questions

Everything you need to know about rent reporting, simplified and explained.

What is Rentaba and what does it do?
What are the benefits of Rentaba for universities?
My university does not have this program yet. Can Rentaba help me build credit?
Can I use Rentaba if my rent is being partially paid by a scholarship?
Does Rentaba help with living on campus?
What is a lease agreement?
Where can I find my university billing statement?
Does using Rentaba change how I pay my rent?
Do I need to keep uploading my payments? When?
Which credit bureaus does Rentaba report to?
Why do I need to wait 3 months to see my credit score change?
I started my lease 6 months ago, can I get credit for my past payments?
What impact will I see on my credit score?

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