Can international students study in the US on a low budget

Yes, it is possible for an international student to study in the US on a low budget, but it is difficult, requires careful planning, and usually means choosing lower-cost schools, using scholarships, and keeping living costs extremely controlled.

What “low budget” realistically means

In the US, the government requires proof that a student can cover tuition plus living costs for at least one year before issuing the F‑1 visa. This proof is called financial documentation. Even the cheapest schools require showing around 18,000–30,000 USD per year. This is not because the school charges that much, but because immigration rules demand it to ensure the student does not become unable to support themselves.

How to keep tuition low

• Community colleges: Usually 8,000–12,000 USD per year. Students can complete two years, then transfer to a university.
• Public universities in small towns: Often 12,000–20,000 USD per year for international students, which is cheaper than big-city schools.
• Scholarships: International students rarely get full funding at bachelor level, but some schools offer 2,000–15,000 USD per year based on grades or test scores.
• On-campus jobs: Allowed up to 20 hours per week, but wages usually cover only small daily expenses, not tuition.

How to keep living costs low

• Choose small or mid-sized cities: Housing is far cheaper than in New York, LA, or Boston.
• Shared housing: Renting a room in a shared apartment can cost 300–600 USD per month in affordable areas.
• Campus dining alternatives: Buying groceries and cooking is usually 40–60 percent cheaper than meal plans.
• No car: Cars are expensive to buy, insure, and maintain. Living near campus or using buses saves a lot.

Financial risks to understand clearly

• Working off-campus is restricted: Unauthorized work can lead to visa termination.
• Unexpected medical bills: Students must buy health insurance; without it, treatment is extremely expensive.
• Currency fluctuations: If home currency drops, tuition becomes harder to afford.

Realistic strategy that works for many

• Start at a low-cost community college.
• Live with roommates in an inexpensive area.
• Use on-campus work for small expenses.
• Transfer to a public university for the final two years.

This approach keeps overall cost lower while staying compliant with visa rules and avoiding financial stress.