Why Report Rent
Your rent is one of the biggest expenses you already pay. By reporting it, you turn those payments into a credit-building advantage that can raise your score, save you thousands, and open financial doors after graduation.
Smile Society TU is a community–service oriented student organization at Temple University dedicated to brightening our campus and surrounding community through small acts of kindness and meaningful volunteer work. Our mission is to promote positivity, connection, and well‑being by organizing projects that support local organizations, uplift peers, and spread “smiles” in everyday life. We host a variety of events including campus kindness campaigns, DIY care-package and card‑making drives, collaborations with other student groups, and volunteer initiatives that address needs in Philadelphia. Members have the opportunity to develop leadership skills, build friendships, and make a tangible impact in a welcoming, low‑pressure environment. Smile Society TU is open to all Temple students, regardless of major or prior service experience. Membership dues are $10 per semester to help support supplies, events, and outreach efforts. Join us to help create a kinder, more connected Temple community—one smile at a time.
Membership dues
Membership Type
Join the Smile Society at Temple University! Engage in fun activities, promote positivity, and connect with fellow students. Be part of a vibrant community today!
The organization has no specific membership requirements and charges $10 in dues per semester. It is not affiliated with any local, regional, or national organizations. The faculty/staff advisor is Shannon McQuaid from the Student Affairs: Main-Student Activities department.
This organization requires no specific membership but charges $10 in dues per semester. It is not affiliated with any local, regional, or national organizations. The faculty/staff advisor is from the Student Affairs department, providing support for student activities.
Smile Society TU organizes various activities each semester, focused on promoting mental health awareness, community service, and social engagement. Specific events may include workshops, discussions, and collaborative projects that aim to foster a supportive environment for students to discuss and address mental health issues.
Your rent is one of the biggest expenses you already pay. By reporting it, you turn those payments into a credit-building advantage that can raise your score, save you thousands, and open financial doors after graduation.
On-time rent reporting can boost your score by 60+ points, giving you an early head start on your financial future.
A higher credit score means lower interest rates. Saving you thousands on your first car loan, credit cards, or student loan refinancing.
Good credit helps you qualify for apartments without a cosigner and access better financial products after graduation.
Rentaba turns a routine expense into progress, no confusing fine print, just straightforward credit building.
Turning rent into credit is simple. Just follow these steps and start building your score.
Create your Rentaba account and complete your account onboarding setup.
Your on-time rent/housing payment is securely reported to major credit bureaus.
Focus on your classes. We'll handle the groundwork for your future.
.png)
In this dynamic realm, we present solutions crafted for financial web professionals, a fusion of technology and fiscal intelligence.
The average college graduate’s credit score is 650-670, considerably lower than the national average of 715. This isn't because students are irresponsible; it's because their on-time rent payments go unnoticed.
On-time rent payments are a massive, untapped opportunity for your financial well-being. Rentaba reports these payments to credit bureaus, transforming your routine obligation into the foundation of a strong credit profile.
.png)
.png)
.png)
.png)
.png)

Your housing payments are already a major expense. For less than the cost of a cup of coffee a week, you can make them work for you, building the credit you need for a stronger financial future.
per user
per month
Pay-as-you-go credit building. Unlock your path to a better financial future!
Low cost, High Return
Get credit for your on-campus housing payments.
Get credit for your off-campus rent payments.
Reporting to the major credit bureaus.
Retroactive payment reporting.
Credit score increase upwards of 60 points.
A virtual lounge for you to stay connected with other students.
Credit building for international students. Integrate into the financial system from day one.
Save over 15%
per user
per year
Best value! Save money and commit to building your credit all year
Everything in our monthly plan plus...
Priority support
Monthly Educational Program
Share your story in front of millions of students
Everything you need to know about rent reporting, simplified and explained.
Rentaba is a platform that helps students turn their housing payments into a credit-building tool during their college years.
Rentaba provides universities with a university portal to manage their students, contribute to their financial success, and track KPIs supporting your school’s initiatives, such as, equity initiatives, institutional integrity, housing stability, sustainability, and campus impact. The university portal is completely free to universities
Yes, you can start building credit with Rentaba. You will need to upload your student ID after you sign up and complete onboarding.
Yes, Rentaba only reports your payment obligation, which allows you to start building credit. You need to provide all document proofs including housing agreement, grant or scholarship proof, and verifying your payment obligations.
Yes, actually, our mission is to help students build a better future while in college, and we are the pioneers who paved this path for on-campus student housing
A lease agreement is the same as your housing agreement if you live on campus. Typically, you can download it from your student hub or housing portal.
A billing statement from your university's financial office (Bursar, Student Financial Services, etc.)
- Log in to your student account portal. Find and download the most recent statement showing that your housing balance is paid.
- Contact your university's housing office or bursar's office. They can provide an official letter or document that confirms you are a resident in good standing and that your housing payments have been made.
No, you continue paying the same way. You just need to upload your current lease and connect your bank account to Rentaba. If you live on campus, you will also have to upload your student account statement as a supporting document.
No, you simply connect your bank account with Rentaba. We automatically verify them each time you make a payment and give you credit for them. Rentaba is an official partner of Plaid, a leading and secure financial platform, to safely connect your bank accounts. Your data is encrypted and will never be shared without your permission. Rentaba does not access your funds; we only see the payment data we need to report.
Rentaba is a trusted partner of TransUnion and Experian. We are actively working with Equifax, and very soon will start reporting to Equifax as well.
Rentaba reports to the credit bureaus each month. Some credit bureaus require 90 days of verified payments to ensure accuracy and data integrity. After three months, they will appear on your credit report.
Yes, when you complete your onboarding and connect your bank account to Rentaba, we verify all payments you have made on your current lease up to the last 24 months and make sure to give you credit for those payments
According to a 2021 TransUnion report, this can boost credit scores by over 60 points. With a higher credit score, you can save thousands of dollars on your first car loan. It can also help you qualify for better credit cards and even makes it easier for you to find an apartment.
Our team is here to help — reach out anytime and get the answers you need.
We’re here to help with anything — just drop your info and we’ll get back to you.