Rentaba turns the housing payments your students are already making into reported, on-time credit history at the major bureaus — at no cost to your institution, and with essentially no operational lift on your team.
The existing payment process stays exactly the same. Rentaba simply takes the on-time payment data and reports it to the major credit bureaus.
Students pay the university for housing — exactly as they do today. No new payment flow, no bursar change.
Rentaba reports on-time payments to the major credit bureaus as positive credit history — automatically, every month.
Students graduate with real, reported credit history on file — opening apartments, auto loans, and lower deposits from day one.
In July 2025, the Federal Housing Finance Agency — the federal body that oversees Fannie Mae and Freddie Mac — issued a mandate requiring credit scoring models to recognize rent payment history.
Translation: the housing payments your students are already making now qualify as reportable credit history.
Rentaba is the registered Metro 2 furnisher that turns those payments into real credit history at the major credit bureaus — at no cost to your institution.
Every housing payment becomes reported credit history. By graduation, students walk across the stage with a real file — not a thin profile.
No bursar workflow change. Students enroll directly and self-verify. Your team stays in the trusted voice; Rentaba runs the engine.
First-generation, Pell-eligible, and historically underserved students benefit most — for many, this becomes the first positive tradeline of their lives.
Speak with a partnership specialist. We'll walk you through how it would work at your institution and outline the next steps in 30 minutes.
Speak With A Partnership SpecialistBeyond supporting students, Rentaba gives universities everything they need to measure adoption, report engagement, and showcase leadership in financial empowerment.
Real-time insights into student adoption, engagement, and credit growth at your campus.
Generate measurable data to demonstrate your impact on student success and equity initiatives.
Monitor first-gen reach, Pell coverage, retention impact, and benchmarks across your student community.
Email templates, brochures, FAQs, and creative kits ready for your team to share — in your voice.
A named account manager from day one — guides onboarding, training, and ongoing partnership support.
FERPA, FCRA, SOC 2 Type II, GDPR, and WCAG 2.1 AA — all built into the platform from day one.
Rentaba is engineered to require essentially nothing from your institution. Students self-enroll, self-verify, and reach Rentaba directly for support — your team stays in the trusted voice.
From enrollment through ongoing reporting and edge cases — every step shows what your team does. The answer is almost always "no action required."
Schedule the walkthroughDesigned from the ground up with student consent, data privacy, and accessibility at the center. Full posture detail available on request.
The short answers are here. Schedule a call for the full picture, tailored to your institution.
Essentially nothing. No IT integration, no bursar workflow change, no new system, no new staff workflow. Students enroll directly with Rentaba from their phones and self-verify their payments. Your institution stays in the trusted-voice role; Rentaba is the engine behind it.
Yes — Rentaba is completely zero-cost for universities. There are no hidden fees or charges for your institution to participate in our standard program.
Rentaba transforms a student's largest recurring expense — their housing payment — into a powerful tool for building credit history. For students, especially first-generation and international students who often graduate without a U.S. credit file, this is a game-changer. They establish reported credit history while still enrolled, which helps them secure an apartment, get a car loan, or pass an employer background check after graduation.
Yes — compliance is our top priority. Rentaba is compliant with FCRA, FERPA, GLBA, and ECOA, with SOC 2 Type II audit in progress and WCAG 2.1 AA accessibility built into our platform. A 30-minute call covers our full posture with whoever from your team handles vendor review.
Once the decision is made, onboarding can typically be completed in under 15 minutes by a single point of contact from Student Affairs, Student Housing, or Financial Wellness. The Rentaba team handles the rest — student outreach materials, training, dashboard provisioning, and ongoing support.
The fastest way to get answers tailored to your institution is a 30-minute call with a partnership specialist.
Speak With A Partnership SpecialistMore than housing — give students the financial foundation to succeed long after graduation. One 30-minute call is all it takes to see what's possible.
Speak With A Partnership SpecialistGet Smart. Stay Connected.
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