Build US credit as an international student

Rentaba helps international students turn rent payments into US credit history.

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Can international students get home internet without credit history

Yes, international students can get home internet without a credit history. In most cases, providers will approve the account if the student pays a deposit, uses a prepaid plan, or signs up through a provider that does not run credit checks.

 

How internet companies normally check eligibility

 

Internet providers in countries like the US, Canada, UK, and Australia usually run a credit check before approving a contract. A credit check is when the company looks at past borrowing and bill‑payment history. International students usually have no record, so the system treats them as “unknown risk,” not “bad credit.” This means approval is still possible, but the company may ask for extra guarantees.

 

Common ways international students get approved

 

  • Paying a refundable deposit: Most major providers allow account activation if a student pays a deposit. This can range from 50 to 200 local currency units. It is kept as security but returned after several months of on-time payments.
  • Choosing a no‑credit‑check plan: Some companies offer plans where customers pay monthly in advance. Because the company gets money upfront, no credit history is required.
  • Using prepaid or month‑to‑month service: These plans have no long-term contract and no credit checks. They cost slightly more but are the simplest option for newcomers.
  • Using an international passport instead of local ID: Many providers accept a passport and visa documents when local ID or credit data is not available.
  • Having a roommate or friend with credit co-sign: Not always required, but possible if a student wants a contract plan without paying a deposit.

 

Important details and things to watch for

 

  • Deposits are normal for newcomers: Students often think a deposit means something went wrong, but it simply protects the provider when credit history is missing.
  • Installation fees may still apply: A technician visit or equipment rental is separate from the deposit.
  • Make sure your building is wired: Some apartments only support certain providers. Checking this first avoids delays.
  • Return equipment at the end: Routers and modems must be returned or you get charged extra.
  • Do not rely on mobile hotspots long-term: They work temporarily, but they are slower and more expensive for regular home use.

 

What usually works best for new students

 

Most international students get internet by choosing a provider that offers no-credit-check plans or by paying a refundable deposit. Both options are straightforward and do not require a local credit score, local banking history, or a Social Security/Tax ID number unless the provider specifically asks.

New to the US? Your rent can help build credit

See how Rentaba uses rent payments to support early credit building.

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Frequently Asked Questions

Everything you need to know about rent reporting, simplified and explained.

What is Rentaba and what does it do?
What are the benefits of Rentaba for universities?
My university does not have this program yet. Can Rentaba help me build credit?
Can I use Rentaba if my rent is being partially paid by a scholarship?
Does Rentaba help with living on campus?
What is a lease agreement?
Where can I find my university billing statement?
Does using Rentaba change how I pay my rent?
Do I need to keep uploading my payments? When?
Which credit bureaus does Rentaba report to?
Why do I need to wait 3 months to see my credit score change?
I started my lease 6 months ago, can I get credit for my past payments?
What impact will I see on my credit score?

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