Build US credit as an international student

Rentaba helps international students turn rent payments into US credit history.

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Do international students automatically qualify for scholarships

No, international students do not automatically qualify for scholarships. Most awards require a separate application, meet specific conditions, and are limited in number.

 

How Scholarships Actually Work for International Students

 

Universities and external organizations usually offer scholarships to reduce tuition, but they are almost always competitive and not guaranteed just because someone is an international student. Each scholarship has its own rules, and missing even one requirement can make a student ineligible.

Below are the parts that matter most and often cause confusion:

  • Merit-based scholarships: Awarded for strong grades, test scores, or achievements. These usually require an application or are given only to the top portion of admitted students.
  • Need-based scholarships: Some schools offer these, but many countries restrict them for international students because they cannot legally verify family financial information abroad.
  • Country- or program-specific awards: Some scholarships only apply to students from certain regions or studying specific subjects like engineering or public health.
  • External scholarships: Offered by governments, foundations, or private companies. These rarely come automatically; students must apply and often provide essays, financial documents, and references.
  • Automatic discounts: A few universities give small “entrance scholarships” or tuition reductions when admitting a student. These are the closest thing to automatic help, but they are usually limited and not guaranteed across all programs.
  • Renewal conditions: Even when a student receives a scholarship, they often must maintain a certain GPA or full-time enrollment to keep it each year.

Important reality: Most universities expect international students to show they can pay tuition and living costs without relying on scholarships, because visa rules in many countries require proof of funds.

International students can absolutely win funding, but it takes planning: checking requirements early, preparing documents, and applying to multiple options instead of waiting for automatic awards.

New to the US? Your rent can help build credit

See how Rentaba uses rent payments to support early credit building.

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Frequently Asked Questions

Everything you need to know about rent reporting, simplified and explained.

What is Rentaba and what does it do?
What are the benefits of Rentaba for universities?
My university does not have this program yet. Can Rentaba help me build credit?
Can I use Rentaba if my rent is being partially paid by a scholarship?
Does Rentaba help with living on campus?
What is a lease agreement?
Where can I find my university billing statement?
Does using Rentaba change how I pay my rent?
Do I need to keep uploading my payments? When?
Which credit bureaus does Rentaba report to?
Why do I need to wait 3 months to see my credit score change?
I started my lease 6 months ago, can I get credit for my past payments?
What impact will I see on my credit score?

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