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Can Venmo send money to PayPal

No, Venmo cannot send money directly to PayPal. The money must move through a bank account that is linked to both apps. If someone already meets all requirements — meaning both accounts are fully verified and linked to the same bank — the only workable method is still to transfer from Venmo to the bank, then from the bank to PayPal.

 

Why Venmo Cannot Send Money to PayPal

 

Venmo is owned by PayPal, but the two systems operate on separate rails. They do not allow direct wallet‑to‑wallet transfers. Even if all identity checks, bank links, and app settings are complete, the apps cannot communicate money to each other. This is a system limitation, not something the user did wrong.

 

How to Move Money Between Them Safely

 

  • Use one bank account linked to both apps: This can be a checking account or a debit card that allows transfers. Using the same account makes transfers smoother and reduces fraud flags.
  • Transfer from Venmo to the bank: A standard transfer is usually free and arrives in 1–3 business days. Instant transfer costs a small percentage and sends the money within minutes, but some banks block or delay it if the account is new.
  • Move the funds from the bank into PayPal: Once the bank shows the Venmo deposit, PayPal can pull the money. Standard moves take 1–3 business days; instant options depend on PayPal’s settings.
  • Expect extra checks if you're new in the U.S.: Banks sometimes pause transfers for accounts less than 30–60 days old or if the name on Venmo and PayPal does not match exactly. Fixing name mismatches early prevents freezes later.

 

If All Requirements Are Already Met

 

Even with full verification (SSN check, ID confirmation, phone number verification, and a stable U.S. bank account), the transfer method stays the same. The only improvement is fewer delays or flags. There is still no direct Venmo-to-PayPal path.

 

Practical Tips to Avoid Problems

 

  • Keep your phone number and email consistent: Changes can trigger security holds.
  • Do not use VPN when transferring: Both apps may see it as suspicious and pause your account.
  • Monitor your bank balance: If the bank rejects a pull from PayPal, both apps may restrict transfers until resolved.

This is the only reliable and safe method available, and it works the same whether the account is brand new or fully established.

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