Yes, the Cash App card itself is free to order and use if you already have a verified Cash App account that meets all requirements. There are no monthly fees, setup fees, or annual costs for having the card.

Detailed explanation

The Cash App card — also called the “Cash Card” — is a Visa debit card linked directly to your Cash App balance. That means it uses the money you already have in your Cash App account, not a bank account balance.

• Ordering: Through the app, you can request one for free. It’s mailed to your address, usually within about 10 business days after you confirm your identity and address.
• Eligibility: To get a Cash Card, you must be at least 18 years old, have a verified Cash App account, and provide your full legal name, date of birth, and the last four digits of your Social Security Number (SSN). Cash App uses this to verify identity under U.S. banking laws. If you are an international student, this step is often where verification fails, especially if you don’t yet have an SSN. Without verification, Cash App limits your account and won’t issue a card.
• Virtual card: While waiting, you’ll get a virtual card number you can use for online purchases or to add to mobile payment apps like Apple Pay or Google Pay.
• ATM withdrawals: You can withdraw cash using the Cash Card at ATMs. Cash App charges a small fee (usually a few dollars per withdrawal) unless you receive qualifying direct deposits that enable fee reimbursements.
• Using it: It works anywhere Visa is accepted, both online and in physical stores, as long as you have enough balance. You control spending by keeping or adding money in your Cash App account.
• Card design: You can customize it (e.g., choose color or add an emoji). Custom designs might have a small one-time charge, but the standard version remains free.
• Replacing lost card: Replacement due to loss or damage may involve a fee (check in-app; it’s usually a few dollars).

In summary: For anyone who already meets all Cash App requirements (identity verified, U.S. address, active account), the Cash Card is completely free to order and keep. The only possible costs come later from optional custom designs, ATM usage, or card replacement — not for simply owning or using it in everyday payments.